Affordable Care Act Guide » Archetype Profiles

Health Overhaul Applying For Coverage

Key consumer questions about the health reforms

Posted on October 24, 2013 at 11:59 am

The Associated Press How do I know whether “Obamacare” applies to me? Polls show many Americans remain mystified by the Patient Protection and Affordable Care Act, or “Obamacare” as it is commonly known. But there’s an obvious starting point: Do you have health care coverage?   If your employer provides health insurance for you, it’s likely you don’t have to do anything on Oct. 1, when enrollment begins. The president

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Archetype Profiles » Older Stories

  • Costs worry woman, 26, who wants health insurance

    Posted on October 23, 2013 at 4:55 pm

    Helena Gudger

    BOB CHRISTIE, Associated Press PHOENIX (AP) — Helena Gudger is the type of person health insurance companies need on the books as the federal Affordable Care Act begins to roll out: Young, relatively healthy and hungry for coverage. The 26-year-old Phoenix resident has gone the past four years without health insurance, using clinics and the county hospital for checkups, routine tests and visits to a gynecologist. She pays cash, checks

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  • Michigan smoker may stay uninsured unless he quits

    Posted on October 23, 2013 at 4:45 pm

    Health Overhaul Archetype Smoker

    DAVID EGGERT, Associated Press LANSING, Mich. (AP) — Eric Jones has an incentive to end his trips to the party store for cigarette tubes and tobacco, the roll-your-own supplies used to fill his pack-a-day habit. The 40-year-old has no health insurance from his $9-an-hour job at an ice-manufacturing plant in Lansing. Under the federal health care law, he’s eligible for help from the government to buy insurance. But to qualify,

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  • Health care law perplexing to business owners

    Posted on October 23, 2013 at 4:38 pm

    Tim Holmes , Colleen Holmes

    MICHAEL VIRTANEN, Associated Press ALBANY, N.Y. (AP) — Restaurant owners Colleen and Tim Holmes were considering opening a third business in a growing upstate New York suburb but decided against it. One factor was the risk from expanding their staff beyond 50 full-time employees and having to provide them federally mandated health coverage. Despite knowing the penalty for that part of the Affordable Care Act had been postponed for a

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  • Health costs likely rising for many self-employed

    Posted on October 23, 2013 at 4:21 pm

    Aaron Brethorst

    DONNA GORDON BLANKINSHIP, Associated Press SEATTLE (AP) — President Obama’s health care reforms will be a huge boost to the working poor but are likely to make life more expensive for Aaron Brethorst and others like him. The Seattle software developer and consultant doesn’t have a problem with that because he figures he’ll be able to afford quality insurance. He says his annual income is in the low six-figures, and

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  • Medicaid expansion happy surprise for Colorado man

    Posted on October 23, 2013 at 4:12 pm

    Morgan Kinney

    KRISTEN WYATT, Associated Press DENVER (AP) — He makes just $10,000 a year as a clinical professional counselor, so Morgan Kinney decided to spend what little extra money he had this year paying down student debt rather than buying health insurance. The 31-year-old Denver man figured he would have no choice but to buy insurance next year to comply with the new federal health insurance mandate, so last month he

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  • Middle class family braces for higher premiums

    Posted on October 23, 2013 at 3:56 pm

    The Wolfs of Austin: Making too much to qualify for tax credit, worried premiums will rise

    CARLA K. JOHNSON, AP Medical Writer As many as nine in 10 Texans buying health insurance on the new federally run exchange will get a break on costs, according to federal health officials. Steve and Maegan Wolf won’t be among them. The Wolfs, who live in an upscale area outside Austin, make too much money to qualify for tax credits that will help other people afford coverage. That leaves them

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  • Health insurance within reach for bipolar sufferer

    Posted on September 30, 2013 at 10:12 am

    Jessi Spencer-Hammac

    KELLI KENNEDY, Associated Press MIAMI (AP) — Before she was diagnosed with bipolar disorder, 32-year-old Jessi Spencer-Hammac thought she was just a moody, restless dreamer who had trouble finishing projects. At times, she alternated between being hyper-social and abruptly ending relationships. She also made rash decisions, such as moving across the country and losing contact for a couple years with her young daughter, who was living with the girl’s father

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  • Medicaid politics affect low-wage pizza employee

    Posted on September 30, 2013 at 10:09 am

    Chris Gatliff

    SEAN MURPHY, Associated Press LAWTON, Okla. (AP) — Chris Gatliff, a 38-year-old diabetic, says he feels like a victim of politics. His home state, Oklahoma, opted against accepting the expansion of Medicaid under the Affordable Care Act. The result is that thousands of Oklahomans who would have qualified under the expanded program are left in limbo about their health insurance. At the same time, a Medicaid-linked program called Insure Oklahoma

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  • Obamacare trade-off: low premium, high deductible

    Posted on September 27, 2013 at 1:32 pm

    WASHINGTON (AP) — You might be pleased with the low monthly premium for one of the new health insurance plans under President Barack Obama’s overhaul, but the added expense of copayments and deductibles could burn a hole in your wallet. An independent analysis released Wednesday, on the heels of an administration report emphasizing affordable premiums, is helping to fill out the bottom line for consumers. The annual deductible for a

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